Privacy Policy

This Privacy Policy governs the manner in which NetEvolution Ltd collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.moneyalerts.co.uk website (“Site”). This privacy policy applies to the Site and all products and services offered by NetEvolution Ltd.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, subscribe to the newsletter, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

NetEvolution Ltd may collect and use Users personal information for the following purposes:

  • - To improve our Site
    We may use feedback you provide to improve our products and services.
  • - To send periodic emails
    We may use the email address to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Google Adsense

Some of the ads may be served by Google. Google’s use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses “non personally identifiable information” and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

Changes to this privacy policy

NetEvolution Ltd has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
NetEvolution Ltd
www.moneyalerts.co.uk
Twickenham London UK
contact@moneyalerts.co.uk

This document was last updated on April 30, 2014

Benefits To Demand With 0 Balance Transfers Credit Card

Getting a 0 balance transfers credit card sounds like such a great deal that many people forget that they should be seeking out other benefits from these cards as well. Savvy consumers who apply for balance transfer credit cards know that there are pros and cons to getting these cards. The idea for a smart consumer is to maximize the pros of the balance transfers credit card by only applying to those cards which offer the best in additional benefits.

Low purchase APR:

The first thing that a smart consumer will want to make sure is that the balance transfer card offers a low APR on purchases. Where many people get trapped in bad deals with balance transfers credit cards is that they use the cards for purchases in addition to the transfers. Often, these credit cards have high interest rates on purchases which means that people are wasting money that they don’t need to be wasting. A smart consumer will not only check out the APR on the balance transfer but will also review what the APR will be on purchases that are made on the balance transfers credit card. Additionally, it is smart to look at what the APR on the balance transfer will be after the promotional period runs out.

Long duration of 0 interest:

This brings up another important point that people should consider when applying for the no interest balance transfer credit card. That point is that the zero interest probably doesn’t last forever. There is generally a period of time during which no interest accumulates so that the borrower has time to pay off the debt. However, there are some credit cards that have a lifetime 0 interest. A consumer with a good credit history can demand that the 0 balance transfers credit card either has a lifetime zero interest or that it has a very long duration (at least one year) during which no interest accumulates.

Cash back and rewards:

Many consumers don’t realize that the zero percent interest rate on balance transfers credit cards isn’t a reward in and of itself. Sure, it’s great and it can help significantly reduce the cost of debt. But you want to get a card that’s going to keep working for you. To do this, you need to select cards that also offer other rewards. A smart consumer will demand that her 0 balance transfers credit card comes with some type of reward program, whether that’s in the form of cash back or points towards gift cards. This helps to make sure that the card offers more perks than just the initial low transfer rate.

There is no reason that a consumer has to make the mistake of putting the cart before the horse. In other words, don’t jump on the chance to get 0 credit cards if it doesn’t offer all of the benefits that it should offer. Seek out those cards which have a low purchase APR, a long duration of interest-free payments and additional rewards. This way, you give yourself the very best. Really, you shouldn’t demand anything less.